Housing and Utility Assistance

The New Mexico Homeowner Assistance Fund provides emergency housing grants to income-eligible households experiencing financial hardship associated with the COVID-19 health crisis. 

These grants are to fund mortgage  payments equal to the amount of the monthly cost made on behalf of income-eligible applicants up to $10,000 per household, to maintain housing and/or to reduce housing cost delinquency associated with the COVID-19 health crisis. Some mobile/manufactured home lot rental payments may also be covered.  

Applicants still experiencing hardship that did not receive the household maximum of $10,000 on their initial funding request, may be eligible to reapply for additional assistance after their initial award. Eligibility to apply for additional assistance does not guarantee approval. Requests are processed in the order received and must be received before the pilot program end date of November 5, 2021. Requests are funded in the order received depending on the availability of funding.  

MFA will pay your housing payments directly to your mortgage or loan servicer, escrow company or other housing provider. The assistance does not have to be repaid. 

Click here to view Homeowner Assistance Fund income limits

Applications are now being accepted.

Click here to apply

To request that a paper application be mailed to you, call  505.308.4206 or 866.488.0498.  

Source: https://housingnm.org/static/homeowner-assistance-fund

Seniors 60+ in need of financial assistance may apply for this support, and may qualify if they do not exceed the 200% income threshold.  Call the NM Aging and Long-term Services Department at 1-800-432-2080 to check eligibility.

CDC Director Dr. Rochelle Walensky signed a declaration determining that the evictions of tenants could be detrimental to public health control measures to slow the spread of COVID-19, and has issued a temporary halt in residential evictions through June 30.

Source: https://www.cdc.gov/coronavirus/2019-ncov/covid-eviction-declaration.html

The COVID-19 Housing Cost Assistance Program provides emergency housing grants to income-eligible households and residents of tribal lands experiencing financial hardship due to the COVID-19 health crisis.

These grants are housing assistance payments made on behalf of income-eligible applicants and residents of tribal lands, up to $1,500 per month for a period of up to three (3) consecutive months, to maintain housing and/or to reduce housing cost delinquency due to the COVID-19 health crisis.

The NM Mortgage Finance Authority will pay your past-due housing payments directly to your landlord, mortgage or loan servicer, escrow company or other housing provider. The assistance does not have to be repaid.

Applications will be accepted beginning March 4, 2021. Click here to apply. To request that a paper application be mailed to you, call 505.308.4206 or 866.488.0498.